NCSA College Athletic Scholarships Blog

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Recently, I’ve had a number of conversations with 2008 HS grads who didn’t receive any help in the recruiting process.  These are student-athletes playing various sports at D1, D2, D3, and the Juco level.   These conversations were also with student-athletes who never got the chance to play beyond high school.   One thing was common to all I spoke with:  They didn’t receive any help in the recruiting process.  All expressed a wish to do the process over.  Of course, they’ll never have that chance.

I’ve also spoken with over 6,000 families about recruiting and I understand what their hopes, dreams, and desires are.   To put them in a few categories would be unfair.  Every situation is unique to that family.  So each definition of success is unique.  However, there are some common themes that emerge – in no particular order.  First, a large number of families define recruiting success as getting scholarship money to play a sport in college.  For those who have read these pages and all of our education materials, you realize that scholarships are more likely to be “partial” not “full” scholarships.  Second, recruiting success is attending a college where the student-athlete gets to play.  Over 80% of the student athletes I speak with would like to play during their freshman year in college.  Most student-athletes have never sat the bench in their lives.  Third, parents want to ensure that their children graduate.  Most realize that a child’s success in the classroom will correlate with their success on the playing field.  Those parents want the college coach to care as much for their child as they do.  Fourth, student-athletes want to play at a college where they can study what they want.  Most parents don’t realize that this isn’t available at all colleges.  Some are shocked to find out that some college coaches dictate the degrees their student-athletes can pursue.  Finally, adults realize better than their children that the college decision will impact their child for the rest of their lives.  That’s at least 60 years in this day and age.  Getting that decision right is crucial!

So knowing all of this, why do parents insist on entering the recruiting process without competent help?  Why do they think that the “fan in the stands” who had their 2^nd cousin, once removed get recruited knows anything about college recruiting?  Why do parents think that someone who was recruited 20 years ago, know about recruiting today?  Why would a student-athlete rely on the high school coach in this process?  Most HS coaches don’t have the time or resources to help a child find “Recruiting Success”.  They don’t spend enough time getting to know the family to find out what that definition of success is.  Why do parents spend thousands of dollars on activities that will not help their child get recruited?  I’ve heard of families sending their kids to Australia, Hawaii, Europe, and other exotic destinations thinking this will help their child’s recruiting resume.  This is a foolish waste of resources if you have limited funds to devote to recruiting success. 

What is recruiting success?  It’s what you define it to be.  But a family needs to clearly write down those expectations so they can achieve success.  If you need expert help to achieve recruiting success, click here.

Coach Taylor – Your blog talks a lot about Financial Aid and its availability, but how do I get started securing Financial aid for my student-athletes?

Fantastic question.  Unfortunately I am not the best person at NCSA to answer this question.  I am going to turn things over to NCSA’s financial expert, Bob Shriner.

Maximizing your financial aid award package is a top priority for countless high school students and their families. The difficult part is learning some tips for how to go about accomplishing this. Remember, you want to think of this as a business; the more revenue streams you can tap into, the more likely you are to receive a positive end result.

Here are some places to check when looking for scholarship and grant opportunities outside of what the college or university is offering.

• Websites such as collegeboard.com and fastweb.com.

• Community Groups such as the Kiwanis Club, Lions Club, or Rotary Club.

• Parents’ employers (Some companies provide grant opportunities for their employees’ children).

• Local alumni chapters of the college you will be attending.

• Local bank managers. They will most likely know what local funds are established that you may be able to apply for.

Families will also want to be prepared to ask schools three important questions to help determine how affordable each college may actually end up being. Keep these three questions in mind when speaking to any financial aid office at a college or university.

* 1) What percent of a student’s need will you fund?

This will tell you how much of your need you can expect to have covered by the school when you receive your financial aid award package.

* 2) Does your school stack monies?

If a school does stack funding this means you will be able to add additional forms of financial aid from outside sources on top of what the school has already offered you. The benefit of stacking reveals itself when you can add additional aid to the point where your financial award exceeds your need exhibited. This means your out-of-pocket expenses are being cut.

If a school does not stack funding, they will replace funding. In this situation a school will look to fund only up to the need you exhibit at that school. Any outside financial aid awards will simply replace other awards you would receive from the school. In this case you will not be able to benefit as much with a decrease in out-of-pocket expenses.

* 3) What is your funding breakdown (packaging policy)?

This asks the school to let you know how much funding you can expect to be provided from grants, loans, and work study.

An Example:

School A:

Cost: $30,000

EFC: $10,000 (Need: $20,000)

Funds up to: 100% of need

Funding Breakdown: 50% Grants, 30% Loans, 20% Work Study

Anticipated award in grant money: $10,000

School B:

Cost: $30,000

EFC: $10,000 (Need: $20,000)

Funds up to: 100% of need

Funding Breakdown: 80% Grants, 10% Loans, 10% Work Study

Anticipated award in grant money: $16,000

In this example, you can see, although the sticker price of each school is equal, you can expect to receive a much different amount of grant monies from each of these schools.

Some of this information can also be found by looking on princetonreview.com to learn more about the statistics and data for the colleges you are in contact with. By asking these questions, you will be able to learn valuable information from schools that will help you evaluate each school based on how affordable it will actually be for you. This will take you one step closer to finding the right fit academically, athletically, and financially.

Send your recruiting questions to askcoachtaylor@ncsasports.org

If you would like to speak with a NCSA Recruiting Coordinator about your personal recruiting situation, call 866-579-6272.

Read this entire article from Saturday’s Wall Street Journal about a doctor who incurred $250,000 in student loans and now owes $555,000.  Some of the “money” quotes are:

“Maybe half of it was my fault because I didn’t look at the fine print,”

“Unlike other kinds of debt, student loans can be particularly hard to wriggle out of. Homeowners who can’t make their mortgage payments can hand over the keys to their house to their lender. Credit-card and even gambling debts can be discharged in bankruptcy. But ditching a student loan is virtually impossible, especially once a collection agency gets involved. Although lenders may trim payments, getting fees or principals waived seldom happens.”

If you’re a decent HS athlete with great grades, you can avoid student-loans and play your sport in college.  You can also get a good portion of your school funded, reducing those burdensome student loans which can hang over you for decades.  If you’re a parent, plan for college expenses now.  Even if your oldest child is in 7th or 8th grade – start taking action now!  To find out more about how you can do that, go here.

Over 99% of all college student athletes go pro in something other than their sport.  So what will your profession be?  After having phone conversations with over 5,000 student-athletes, I’ve found that less than 10% have a real clear picture of what career field to pursue.  I’ve also learned that the vast majority of college students will change their major at least once while in college.  All of this is NORMAL.  So when I hear parents tell me that they’re going to wait until their kid decides what they want to do before looking at colleges, I cringe.  Waiting on researching colleges for any reason limits a child’s opportunities.

Part of deciding on career fields will be finding out what career opportunities are available in those majors.  Thanks to my colleague, Byron, here’s a link to help you research this topic.  Read the PayScale College Salary Report to gain insights on what you (your child) should major in.  Also, don’t forget that NCSA is with our student athletes until they graduate from college.  The life skills a child learns by navigating the recruiting process are transferable to the job search.

I talk to families every day who have no plan on how to pay for college.  When I ask the question, “How important is a scholarship when choosing your child’s college?”  The typical answer is, ”a scholarship is real important, but s/he is going to college no matter what.”  What they mean is that they are willing to borrow all kinds of money, go into all kinds of debt, to make sure the all important degree is obtained.  It is clear from these answers that these families are not aware of the quickly changing landscape in lending practices now. 

In this article in yesterday’s Washington Post, the rising costs of college and the reduced availability of student loans is documented.  The key sentence is, “The upheaval in financial markets did not just eliminate generous lending for home buyers; it also ended an era of easy credit for students and their families facing the soaring cost of a college degree.”  Read the entire article.  If you need a plan for paying for college and a student who is also a good athlete and enjoys playing their sport, that may be a way to reduce those student loans.  To learn more about opening up opportunities to play sports in college so your child’s education can be funded by means other than student loans, go here.  If your child is an 8th grader or older and you haven’t begun to plan for college expenses, you’re already late.

The National Bureau of Economic Research declared that the current economic downturn (recession) began in December 2007.  In the intervening 2 years, I’ve spoken with about 3,000 families about their child going to college.  Naturally, part of that discussion involves how families will pay for college.  As seen here, the average cost of a college education is above $30,000 per year.  The rate of increase is around 7% per year.  If you have a freshman in high school, your college expense will exceed $35,000 per year, on average.  These facts have led to some serious discussions between parents and their children on how they’ll pay for college.  In some cases, parents of good students are considering the local junior college route to get the core courses out of the way and save a lot of money during the first 2 years.  In other cases, the parents have encouraged their children to search for scholarships on the internet.  These kids are spending a lot of time doing this.  In some cases, parents are giving their children a budget to work with and any expense exceeding that budget will be the responsibility of the child.  In short, 99% of the families that I speak with do not have enough money stashed away to pay all college expenses.  So they’re at great risk of having their children graduate with a large financial burden called student loans. 

Financial Aid has two main categories:  grants/scholarships, i.e. money that doesn’t have to be repaid and loans.  To see the impact of student loans, read this NY Times article.  Because every college and university has different funding sources, financial aid policies, and pools of money available to offset the cost of college, it’s impossible to navigate this process efficiently by yourself.  You can’t gather all of the information from all potential schools with less than thousands of hours of grinding research on the internet.  Most families don’t have that kind of time.  Most don’t know enough about how financial aid is granted to increase any grant or scholarship awards.  NCSA has data from thousands of colleges and experts that will help families navigate the financial aid process.  One important aspect of this is completing forms correctly and on time.  Many families lose need-based aid because of inconsistencies on their FAFSA.  Others lose because they’re uncertain on timelines.  NCSA’s financial aid experts aid families in navigating financial aid.  The most important thing a family can do to increase financial aid if their student is also a talented athlete, is to make sure that there are a number of college coaches recruiting their child. 

In my case, my child received recruiting letters from 145 college coaches.  About 20 had real genuine interest.  My child narrowed those schools down to 3 great academic choices.  She’ll graduate from her selected college in May, 2010.  She would have never had this opportunity if it wasn’t for the hard work she did and the help we received from NCSA.  My return on that investment is she’ll graduate with no student loans.  My out-of-pocket expense for all 4 years was less than one semester at her private high school she attended.  My return on NCSA’s investment was 6,677%.  But the real return is priceless: Four years of playing a sport that she loves, a college degree from one of the top academic universities in the country, developing friendships that last a lifetime, and job interest in a career field that she chose.  What parent doesn’t want that for their child?  If you need help to get that for your child, go here.

With all of the useful recruiting information provided on this blog, why do families use NCSA?  Here are some answers:

NCSA has been well worth the investment. I now actually consider it a bargain.

NCSA has taught us how to approach recruiting. Would have no idea without NCSA’s help.

NCSA gives the athlete a lot of exposure. It also lets you know DI is not the only division out there! The information available to the student-athlete from NCSA (coaching sessions, newsletters, reminders about the profiles, etc…) are very helpful in what you should be doing at certain times.

The coach knows us personally and we are more than just a person in a file.

My initial reaction was one of skepticism. I had just invested in an unknown commodity. I was concerned about the direction my son would be receiving and whether or not our goals would be taken into account or whether we would be pushed off to some obscure college just to fill a quota. I was impressed with Coach Matt Roe. He was upfront with us and put together a plan of action that was along the lines of our goals and my son’s ambitions. This was our first session so we still have a long way to go, but if the rest of the sessions and coaching go as well as the first session my concerns will be alleviated and my son’s college football future assured.

You have helped me through all the proper recruiting steps and guided me to the colleges that meet my needs and expectations. Also have explained to me the importance of any extracurricular activities and how it could help for a college application.

You have done everything we could ask for and the info and leadership is right on. NCSA has been the best thing we ever did for our son to get recruited.

Before I joined NCSA, I didn’t realize half the things I had to do in order to get myself out there to coaches. Now that I am part of it, NCSA is kind of like a guide that helps me. E. They don’t do my work for me, but make sure I’m doing the right things to get noticed. Just a big help in general. And the people are really nice.

NCSA has opened a lot of doors for me. It has helped me to get looks from colleges that never would have known about me otherwise. If I get to go to any of the schools that have contacted me for basketball I definitely owe a lot of that to NCSA.

NCSA is for real. It has a system and a process that alerts its athletes of many crucial points about being recruited. In short it is a great tool and resource to play at the next level. 

NCSA is a good resource. The athlete can get as much out of the program as they want. The resources are there, it is up to the athlete to use them all.

The web based information you provide is great. We got off on a bad foot but I have to tell you you guys “rock” and the thing is, as a family, we are learning the process. Don’t you worry, I have already recommended friends and other folks to NCSA.

I am now realizing the value of the investment with NCSA., Our son is realizing the potential also by the letters he is receiving vs. the results his teammates are getting from colleges.

We have had nothing but great experiences with NCSA. You’re always there when we need you and give us good advice. Amanda Rawson has been great and very helpful. She’s very knowledgeable about the recruiting process. Jon has already been accepted at one of his #1 college choices and just waiting for the other one to respond regarding admission.

NCSA provides athletes with a wealth of information. I think it’s imperative that any athlete looking to play at the next level get involved with NCSA.

I know Jay would not have received so many phone calls and letters that he did without this service. Some of the best LAX schools in the country have contacted him solely off his video!!!!

NCSA provides me with resources that help me maximize my time through the recruiting process as well as has a game plan in place to help me get recruited.

I think NCSA has a good recruiting process that helps underrated and undiscovered football players such as myself get five steps closer to receiving a scholarship.

College application time is quickly approaching for high school seniors and there are a couple of tips to keep in mind for student athletes who are thinking about financial aid.

Colleges and universities can often provide early financial aid estimates for prospective student athletes in order to help families better determine how financially feasible attending a school might be.  If you are a student athlete interested in attending a school, now is a great time to speak with the coach to see how you can request an early financial aid estimate. By letting the coach know your interest in receiving an early financial aid estimate they will be able to get you in touch with the proper member of the Financial Aid or Admissions staff.

While you are checking on the potential of an early financial aid estimate you may also check with the coach to see if he or she can waive the application fee for you. First, let coach know you are very interested in applying to their school and then ask if they might be able to provide you with an application fee waiver. Application fees can add up quickly and this step will help you bypass those additional costs.

Remember, thinking about the next step is always critical in the admissions and financial aid process. Don’t be afraid to ask questions at schools you are interested in attending. Asking questions will make certain you know the proper information at each school.